[soutthpaw]

Best Wishes for you and hope u get better soon. You are right in negotiating the fees. a cash paying patient should not have to pay more than 50% of charges, Consider that most insurance companies only pay 35-45% of the billed amount. Also contact a large insurance carrier and find out what they consider "reasonable and customary"charges for whatever you have done and make an agreement for amount and payment with the hospital/Dr. ahead of time..... use what the insurance pays as a baseline