[MtPaul401]

OK, so I finally got my truck figured out for what's on it. Looks like this:
Banks big head wastegate control
Banks stinger plus chip - will be removed, of course
Banks transcommand - will be removed
4" exhaust
3.5" downpipe
boost guage
EGT guage
3:73 gear ratio
I added:
Napa 6637 intake
HPX crossover line

From what I can figure out I have the stock Garrett turbo on it, GTP38. The exhaust side housing has 1.00 A/R on it, is this stock too?
My question is I've read that the stock turbos will go boom if pushing too much boost. With WOT I get 24 lbs right now with the above setup. So, will this chip be a good idea still or too hot? Will I get out of it what I'm looking for with the fairly stock setup?
I figure if I get it I'll get these settings:
65 HP moderate tow - based on Cody's recommend
80 HP daily driver - again based on Cody's wisdom
100 performance - see above